If moving from the ground floor of your house to the upstairs level has become difficult, you’ve no doubt heard about how stair lifts can help make this possible. Stair lifts can get pretty pricy depending on the installation, which leaves a lot of people wondering, “Does Medicare cover stair lifts?” The answer is…
No, Medicare does not cover stair lifts or the installation of stair lifts in your home. However, there maybe be other options for you to get a stair lift without paying the full price.
Before we explore alternate options to Medicare, it’s first helpful to understand why Medicare doesn’t cover this kind of equipment.
Why Doesn’t Medicare Pay For Stair Lifts?
Medicare covers equipment that is the category of what they call “durable medical equipment” (DME). This includes a variety of equipment including “patient lifts” which are sometimes confused for “stair lifts.” A patient lift is a device that helps a person move from a chair to a bed or something similar.
While a patient lift is covered, a stair lift is not because a stair lift is installed into the house (the wall and the stairwell) which makes it a “home improvement” thus disqualifying it from coverage with medicare.
Other Ways To Get Financial Assistance For A Stair Lift
Depending on your situation, you may have some other options besides Medicare to get some financial assistance for your stair lift.
First of all, if your injury happened during active service, you may be able to get some support through VA health care. Check to see if there there are any financial support options or any VA grants that may apply to your situation.
If you qualify for Medicaid, you may be able to get a portion of the cost of the chair lift covered. Learn more about how to apply for Medicaid through USA.gov
Alternatively, look for insurance programs that accept Medicare Advantage, which may cover a portion of the cost, depending on your situation and the insurance program.
If none of these ways seem relevant or viable for you, you may have to pay the full price for a stair lift, which we’ll explain in the next section.
How Much Does a Stairlift Cost?
If you have to pay the full price for a stairlift, the cost could range anywhere from $2,000 up to $5,000 or more (including the cost of installation) depending on the make and model of the lift. If you have a curved staircase, the cost of installing a custom stair lift goes up significantly, possibly as high as $10,000 or more. If this is more than you can afford up-front, we offer financing options through OneMain Financial – click here to apply!
Or if you go the rental route, typical costs of renting a stairlift is between $300 to $500 per month.
But there’s no need to guess at pricing! Simply request a free consultation and one of our specialists will come out and inspect your stairway and let you know exactly how much to expect the installation to cost.
Are Stair Lifts Tax Deductible?
We are not tax consultants but we have heard that many people have been able to get a partial or even full tax deduction for the cost of the stair lift and installation. Check with your CPA to see if you may qualify.